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Billing & Insurance

Insurance

For all new clients, we have a process to verify your individual insurance and then share a good faith estimate of what your expected copay/deductible is before we set up any appointments.

 Please note that we do our best to provide the most accurate information and updates available to us in a timely manner but sometimes this information can change after the first few claims are submitted. We will share any changes with you as soon as we can and work with you to address it!

Phases Therapy contracts with the following insurance carriers as an organization. However, please note, not all clinicians actively participate in the following list of carrier plans; therefore, to avoid unexpected or additional out-of-pocket expenses, fill out our contact us page so that we can verify that the clinician participates with your insurance plan. In cases where we do not take your insurance, we also offer self-pay (sliding scale available) and have partnered with Mentaya for out of pocket reimbursement!  

 
Private Insurance
  • Anthem BCBS
  • Anthem HealthKeepers Plus
  • Cigna
  • Sentara Optima
  • United
  • Tricare 
  • Aetna
  • Carefirst BCBS 

Medicaid

  • Anthem Health Keepers Plus
  • Cigna
  • Molina (CCC+/Medallion 4.0)
  • Sentara Optima
  • United

Medicare

  • Cigna
  • United
Self Pay
  • 45 min- $125
  • 60 Min- $150
  • Sliding scale available 
Licensed Clinicians using Headway to bill can additionally take:
  • Oscar Health
  • Oxford Health
  • Carefirst BCBS
 

Payment

  • 15 Min consult (phone or video) Free
  • 45 min ($125 at self pay)
  • 53-60 min ($150 self pay)
  • Intake ($200 self pay)
For clients whose insurance we do not accept or who may need to self-pay, we have partnered with Mentaya to assist in utilizing out-of-network benefits for cost savings on therapy. Please use the tool below to determine your eligibility for reimbursement of our services.
 

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